Instant and Responsible Decisioning with Structured Data

Enabling fully informed financial and advisory decisions through secure access and analysis of complex data sets

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Harness the Power of Straight Through Processing

Minimise time to yes, lower your operational costs and delight your customers. Structure customer data to align directly to your credit policies and rules engines

Meet your Responsible Lending obligations

Utilise real customer data to fully assess affordability and gain an accurate picture of your customers financial health. Meet your regulatory and compliance goals in the new data economy

Maximise Open Banking Opportunities

Establish new customer solutions with Analytics and Insights from multiple structured data sets. Build proactive lifestyle solutions to compete in the emerging Open Data eco-system

Receive Fully Categorised Transaction Data

Quickly and securely retrieve data from multiple banks via Electronic Data Capture, OCR, Open Banking or our Feed Data API. Easily convert unstructured transaction data into meaningful decision ready output.


MOGOPLUS provides Data, Analytics and Research solutions to enable organisations to make more informed decisions in real time.

Tightening Regulation, Accelerating Technology and changing Customer Expectations are driving major changes across many industries globally. The accurate use of customer data to speed credit decisions, assess risks effectively and provide new customer experiences is now a key competitive differentiator in today’s data driven economy.

MOGOPLUS captures unstructured customer data, instantly analyses it and structures it into the language of any decisioning system, rules engine or credit policy.

All MOGOPLUS solutions are available via a simple API or no-integration, web based dashboard which can be easily integrated into any 3rd party platform.

Our patented technology operates seamlessly across all parts of the lending and advisory value chain and all MOGOPLUS solutions are supported by our brand promise of Security, Privacy and Compliance.

We will not compromise on:


Operating to the highest level of Security


Maintaining Consumers Privacy at all times


Assisting our customers to meet and exceed their Regulatory and Сompliance standards

How it Works

Unstructured Customer Data is captured via multiple methods

Data is categorised and sorted

Categorised data is Refined, Translated and Compiled

Data is fully aligned to the corporate decisioning framework and rules engine

With unmatched accuracy and full customisation, we turn unstructured data into decision ready output in less that 15 seconds

Data Points processed by the MOGOPLUS Engine:

000 000 000 3 5 5 , 2 2 7 , 2 9 4


Increase Speed
15 seconds processing time to enable faster decisioning with minimal or no human input requred
Reduced Costs
Significant operational cost savings with reduced error and fraud rates. Structured data is “tamper proof’
Regulatory Compliance
Comply with tightening regulatory requirements around responsible lending and new data laws
Accuracy & Match Rate
Unmatched success rates in accurately matching and categorising data, Zero false positives in income recognition
Security & Privacy
We maintain the highest levels of security and privacy. We are the only provider globally that does not see or store customer credentials
Full Customisation
The only solution in the market that matches unstructured data to individual credit policies via our patented Data Structure process


Our range of solutions cover all areas of the emerging Data Value Chain from data capture through to full analytics and behavioural insights solutions.

Increasing value of Data







Behavioural and predictive analytics and scorecards

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Data Validation against multiple data sources

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Refine, Translate and Compile

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Identification, Categorisation and Summarise

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  • - Electronic
  • - Open Banking
  • - Feed Data (API)
  • - Feed Docs (OCR)
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Who we work with

With global reach and the most comprehensive range of solutions to meet the data challenges of an increasingly varied customer base, we currently operate across the following business segments.


Non-Bank Lenders

Digital only banks


Auto Finance




Mortgage Brokers

About Us

We are an independent company, operating globally with offices in Australia and the UK. We currently work across the UK and ANZ markets. Our leadership team have deep expertise and track records of business success across the technology, start-up and data markets spanning Europe, Australasia and the US. We are a registered AISP (Account Information Service Provider) in the UK Open Banking market by the Financial Conduct Authority (FCA).

With a core development team that have worked together for over 20 years, we are recognised as global experts in the data capture, categorisation and structure sectors.

Some of our memberships and associations include the following:

Our team

Alexander Lloyd-Jones


Mike Page

CEO - Asia Pacific

Contact Us

MOGOPLUS would like to keep in touch with you about our products and services that might be of interest to you. By clicking "Contact Us" below you agree that we may contact you by telephone, email, text and other electronic means. If you do not want to hear from us please tick the relevant box below:

We may, on occasion, still need to send you important service messages. MOGOPLUS takes your privacy very seriously and we would never sell or share your personal data please read our Privacy Policy

Australia Sales and General Enquiries

Level 14, 132 Arthur Street
North Sydney
NSW 2060
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UK Sales and General Enquiries

One Bartholomew Close
Barts Square
London, EC1A 7BL
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Technical Support